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FEMA Flood Zone API: Address to Flood Zone, SFHA & BFE

Look up the official FEMA flood zone for any US address or coordinates: zone (AE, VE, X...), Special Flood Hazard Area yes/no, base flood elevation, FIRM panel and effective date, and NFIP community. Batch up to 100 locations.

$1.60 per 1,000 locations

Get an API key

What it returns

Look up the official FEMA flood zone for any US address or map point. For each location you get the flood zone from FEMA's National Flood Hazard Layer (AE, VE, A, X and the rest) with a plain-English risk description, whether it lies in a Special Flood Hazard Area (where flood insurance is required for federally backed mortgages), the base flood elevation where FEMA has set one, the FIRM map panel and its effective date, and the NFIP community. Addresses are geocoded with the US Census geocoder; batch up to 100 locations per run.

fieldmeaning
query, matchedAddress, latitude, longitudeWhat you asked for and where it was placed
floodZone, zoneSubtype, riskDescriptionFEMA zone, its subtype, and what it means
specialFloodHazardAreaTrue in a 1%-annual-chance (100-year) flood area: zones A and V
baseFloodElevation, floodDepth, lengthUnit, verticalDatumWhere FEMA has set them
firmPanel, panelEffectiveDate, panelTypeFlood Insurance Rate Map panel in effect
community, communityId, countyFips, dfirmIdNFIP community and county
found, errorFalse with a reason when an address could not be placed or the area has no digital flood map
sourceFEMA Map Service Center page for the point

Common uses

  • Real estate listings and property reports: flag homes in a flood zone
  • Insurance quoting and underwriting: whether flood coverage is required
  • Lenders and appraisers checking flood determination before closing
  • Portfolio screening of many addresses at once

Request

POST https://api.pushbuild.com/fema-flood-zone/run with a JSON body. Send your key in the X-API-Key header.

FieldTypeDescription
locationslist of stringsUS street addresses (one line each, e.g. 1001 Ocean Dr, Miami Beach, FL 33139) or latitude,longitude pairs (25.79,-80.13). Up to 100.
latitudenumberSingle point instead of a list: latitude in decimal degrees.
longitudenumberSingle point: longitude in decimal degrees (negative in the US).
maxItemsintegerMaximum items to return (1-500). Default: 100.

Example

curl -X POST https://api.pushbuild.com/fema-flood-zone/run \
  -H "X-API-Key: YOUR_KEY" \
  -H "Content-Type: application/json" \
  -d '{"locations": ["1001 Ocean Dr, Miami Beach, FL 33139"], "maxItems": 20}'

Response

{"count": 20, "truncated": false, "seconds": 1.4, "items": [ { ... } ]}

Each call returns up to 500 items. Records that fail validation or are not found are flagged in the items and not charged.

Pricing

Pay only for results returned: $1.60 per 1,000 locations. No charge for errors or empty searches.

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